*You will earn a $100 monetary credit on your statement after you have made $1,000 in purchases during the first 2 billing cycles following account opening. The bonus $100 monetary credit will be awarded to your account within 60 days after the purchase that enabled you to meet the $1,000 minimum requirement. The $100 monetary credit, if earned, will be forfeited if the account is closed before the monetary credit is awarded.

The term “purchases” does not mean every transaction you make with your credit card. Some limited transactions, such as cash advance transactions (including the purchase of cash-equivalent products) and balance transfers, are excluded. For details about the PNC Cash Rewards Program, including information on purchases, category restrictions, and earning and redeeming cash back, please refer to the PNC Cash Rewards Program Terms and Conditions available at pnc.com/creditcards.

Some purchases of groceries, gas or food may only qualify for 1% cash back. That is because the cash back earned on a purchase is determined by the merchant category code assigned to a merchant. The merchant category code is based on the merchant’s type of business and is assigned by the merchant’s credit card processor. PNC Bank does not assign merchant category codes. For details, please refer to the PNC Cash Rewards Program Terms and Conditions available at pnc.com/creditcards.

The $8,000 annual cap resets each year on your anniversary date, not at the beginning of each calendar year. Your anniversary date is the date we enrolled your account in the PNC Cash Rewards Program, and the same month/day each year thereafter. For example, if your account was enrolled in the program on June 17, 2019, your anniversary date in 2019 is June 17, 2020.

PNC Bank, National Association (“PNC Bank”) is the issuer of your PNC Cash Rewards Visa credit card.

PNC Cash Rewards is a registered mark of The PNC Financial Services Group, Inc.

Visa is a registered trademark of Visa International Service Association and used under license.